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ESL Podcast - Previous Episodes These are the previous episodes of English as a Second Language Podcast from ESLPod.com. For the new episodes, please go to our other feed or visit our website. ESL Podcast is brought to you by Dr. Lucy Tse and Dr. Jeff McQuillan of the Center for Educational Development. (Note: Podcasts #2 - #11 are not yet available.)
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537 - Types of Bank Accounts Updated: 2009-12-11 08:00:01 Description: Slow dialogue: 1:24 Explanations: 3:30 Fast dialogue: 17:56 Luiz: Where are you going? Iona: I’m going to the bank to open an account. Luiz: What kind of account: a savings account, a checking account, or a CD? Iona: Um, I’m not sure, but I’m sure someone at the bank can help me decide. Luiz: You’ll also need to decide if you want an interest-earning account or not, and don’t forget to ask for free checking. Pick a bank that doesn’t have monthly service charges. Iona: Okay, thanks… Luiz: And make sure you know if there’s a minimum balance required, because if the account dips below that minimum, you’ll be charged a fee. Iona: Yes, right, I’ll be sure to do that. Well, I’d better get going… Luiz: You probably want to open a checking and a savings account, so make sure you link those accounts. That should give you overdraft protection, in case you ever bounce a check. Iona: Okay, I’ll definitely keep all of that in mind. I’d better go. Samil is waiting for me. Luiz: Are you thinking of opening a joint account with your boyfriend? Iona: We’re considering it… Luiz: Pool your money and open a CD. That way, you’ll lock in a good interest rate and neither of you can touch the money until the CD matures. Iona: We’ll think about it. Thanks. Luiz: Oh, and… Iona: Would you like to come with us to the bank and help us open our accounts? Luiz: Really? But I don’t want to interfere. Iona: You, interfere? I can’t imagine you ever trying to interfere. Script by Dr. Lucy Tse LISTEN NOW | DOWNLOAD |
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